These Terms & Conditions explain the rules, responsibilities and conditions that apply when you access or use the LoanDSA website, platform and financial services ecosystem.
Important Information
These Terms & Conditions govern your access to and use of the LoanDSA platform. By using our website or services, you acknowledge that you have read, understood and agreed to these terms.
By accessing, browsing, registering with or using the LoanDSA platform, you agree to comply with these Terms & Conditions and any policies referenced on the platform.
If you do not agree with these terms, please discontinue your use of the LoanDSA platform and services.
Users must satisfy the eligibility requirements applicable to the financial products or services they wish to explore through LoanDSA.
Age Requirement
Users should generally be at least 18 years of age.
Valid Information
Accurate identification and KYC information may be required.
Verifiable Details
Contact and address information may need to be verified.
Product Criteria
Users must meet applicable product eligibility requirements.
Final approval of any financial product remains subject to the applicable financial institution's policies and assessment.
LoanDSA provides a digital platform that helps users discover and access financial products and opportunities offered through associated financial institutions and partners.
Personal Loans
Business Loans
Home Loans
Loan Against Property
Credit Cards
Secured Cards
Savings Accounts
Demat Accounts
Insurance
Product availability may change from time to time depending on partnerships, eligibility, market conditions and applicable policies.
When using LoanDSA, you agree to provide truthful, complete and accurate information and to use the platform responsibly.
Interest rates, processing fees, penalties, service charges and other applicable costs may vary depending on the selected product and financial institution.
Applicable charges and commercial terms should be reviewed carefully before proceeding with a financial product or transaction.
Submitting an application or enquiry through LoanDSA does not guarantee approval, sanction or disbursement of any loan or financial product.
Eligibility Assessment
Applications are assessed according to applicable criteria.
Lender Decision
Final decisions are made by the relevant financial institution.
Approval, sanction and disbursement timelines may vary depending on the selected financial institution and financial product.
Information provided through the LoanDSA platform may be used to process enquiries, facilitate applications, provide services, communicate with users, improve the platform and support related financial services.
Application Processing
Information may be used to process requested financial services.
Partner Coordination
Relevant information may be shared with authorized service partners.
For additional information about how personal information is handled, please review our Privacy Policy .
LoanDSA may work with banks, NBFCs, card issuers, insurance providers, financial institutions and other service partners.
Financial partners may independently determine their own eligibility criteria, rates, fees, documentation requirements and contractual terms.
LoanDSA aims to provide useful and accurate information. However, information displayed on the platform may change and should not be treated as a guarantee of approval, pricing, availability or financial outcome.
Unless otherwise stated, the LoanDSA name, branding, logos, website design, content, graphics, software, technology and related materials are owned by or licensed to LoanDSA.
Unauthorized copying, reproduction, modification, distribution, publication, commercial use or exploitation of platform content is prohibited without prior permission.
Users must not use LoanDSA for unlawful, fraudulent, abusive or unauthorized activities.
LoanDSA may suspend, restrict or terminate access to the platform where it reasonably believes that a user has violated these Terms & Conditions, engaged in fraudulent activity, misused the platform or participated in unauthorized activity.
Users may discontinue their use of the platform at any time, subject to outstanding obligations, agreements or transactions with applicable financial institutions or service providers.
LoanDSA may update or modify these Terms & Conditions from time to time to reflect changes in our services, technology, business practices or applicable requirements.
Updated terms will be published on this page. You are encouraged to review this page periodically. Continued use of the platform after changes are published may indicate acceptance of the updated terms.
If you have questions about these Terms & Conditions or how LoanDSA works, our team is available to help.